Your finances, clearly organised

Your Financial Home.

One place for your spending, budgets, goals, recurring payments and reports.

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One home for your money

Everything in one place.

Track, plan, and grow your money with everything you need in one seamless view.

Activity

See every transaction in one place.

UberTransport · Today−£18.40
SpotifyEntertainment · May 30−£10.99
Salary depositIncome · May 29+£3,250

Budgets

Set limits and track spending by category.

Housing£1,25083%
Food£42070%
Transport£18060%

Goals

Track progress toward what you’re saving for.

Emergency fund£2,85057%
Vacation£1,20048%

£4,050 saved across your goals

Reports

See how your income and spending change over time.

Spending trend£3,870+8.3%Compared with last period
Built for clarity

Spot changes before they become habits.

Arca shows what shifted and by how much, so a new pattern is easy to notice while it is still small.

Understand changeSee what changed and why, instantly.

Keep controlUse insights to make better decisions.

Less noiseFocus on what actually matters.

Turn insight into progress

Plan ahead with your money.

Track budgets, savings goals, and recurring payments so you always know what’s coming next.

BudgetsStay on top of your budgets.

Monthly budget£620 remainingof £1,620 total budget62%
Food & Dining£272 of £40068%
Transport£123 of £30041%
Shopping£236 of £40059%
View all budgets

GoalsTrack goals that matter.

New laptop£620 of £1,000

Target: 30 Sep 20264 months left

Emergency fund£1,250 of £2,50050%
Holiday 2026£420 of £80052%

£4,050 saved across your goals

View all goals

RecurringNever miss a payment.

S

Spotify PremiumMay 20, 2026

£10.99in 3 days

N

NetflixMay 25, 2026

£15.99in 8 days

G

GymsharkJune 1, 2026

£14.99in 15 days

View all recurring payments
Coming soon — Data import

Import. Organise. Understand.

A future file-import workflow designed to turn a statement you choose into organised activity and updated Arca views.

This feature is currently in development and is not available yet.

A preview of what’s nextThis file-import workflow is a product concept and is not available in Arca today.

ArcaStatement import conceptDemo · Not live
Future workflow

bank-statement-may.csvCSV statement · 24 KB · Demo file

Presentation-only walkthrough using fixed demo data.

Activity3 records organised

Demo

Tesco SuperstoreGroceries

−£54.30

Monthly SalaryIncome

+£3,250

RailcardTransport

−£18.60
Dashboard balance£4,828Activity added3 records
Concept only: no file is selected, uploaded, or saved.

Why Arca

Your bank shows transactions. Arca connects them to the rest of your financial plan.

  1. 01

    It connects your financial picture

    Spending, budgets, goals, recurring payments and reports work as one system.

  2. 02

    It shows what changed, not just what happened

    See what moved, where it came from and which patterns are beginning to form.

  3. 03

    It turns tracking into planning

    Budgets, goals and recurring payments show what your money needs to do next.

  4. 04

    It makes financial decisions easier

    Important numbers and changes are surfaced without digging through transaction rows.

Connected financial pictureOne update, reflected across Arca
ActivityTesco Superstore

Groceries · Today

−£54.30
BudgetsGroceries budget
£140 left
GoalsEmergency fund
68%
ReportsCategory change

Groceries is the largest increase

+£84
FAQs

Everything you need to know.

Quick answers to common questions about Arca, your data, and how everything works.

Arca is a personal finance workspace for recording activity, planning budgets and goals, managing recurring items, and reviewing reports in one place.

Ready for a clearer view of your money?

Start with a clear view. Build better habits. See real progress.

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